Future of Health Insurance

Future of Health Insurance

What if you had th option TODAY to obtain  heaalth insurance coverage that pays fixed benefit amounts for covered services, so there’s no guessing or waiting to see the financial impact when you need to be seen?

A great deal of people refuse to go to the doctor soley because of COST!  It shouldn’t be that way and yet this is a sad reality for some!!! So, there’s options!

You say, “Yes, but who actually benefits from this kind of coverage?”  Great question!  Those who benefit most are

* Independent contractors & gig workers

* Desiring an extra layer of  protection

* Small business owners

* Individuals in-between jobs

* Those with high-deductible plans

* Aged off parents plan

Please don’t hesitate to call for details!  We’ll go over age availability, rates, the underwriting process, how many plans are available and options all yours to select!  Call Jet Petruso: 602.993.1122 and let’s visit your specific needs.

 

 

 

 

 

Confused About Medicare?

Confused About Medicare?

 

 Confused?  You’re not alone!

 

Common questions regarding Medicare include:

How do I enroll in Medicare?

What are the costs associated with Medicare?

What are the different parts of Medicare and what do they cover?

Can I keep my current healthcare coverage if I enroll in Medicare?

How much does a Medicare Supplement Plan cost?

Do I need Part D?

How much is the penalty if I don’t enroll?

What if I am still working when I become eligible for Medicare?

What if I am a Veteran or have TRICARE benefits?

 

These are some of the concerns I address and it’s a free service to you!

I offer a wide range of Medicare plans from top-rated insurance companies, including Medicare Advantage, Medicare Supplements and Prescription Drug Plans.

 

Don’t navigate the complex world of Medicare alone.  I can help you find the right Medicare plan.  

 

While I’m a Phoenix native and specialize in serving all of Arizona, I am licensed in 20 states and available to help you to find what is offered specifically in your resident state.  I truly enjoy what I do and look forward to helping those who are entering Medicare for the first time or may not be totally satisfied with your current coverage and would like to explore your options, and when making any changes can occur ~ now with a Special Enrollment or upon the Annual Enrollment Period.

 

Remember, this is a free service to you!  I can be reached at 602.900.8895 or by completing the form on our Contact page.  

 

2024 Medicare Rate Changes

2024 Medicare Rate Changes

Each year the Medicare Part B premium, deductible and coinsurance rates are determined according to the Social Security Act. The standard monthly premium for Medicare Part B enrollees will be $174.70 for 2024, an increase of $9.80 from $164.90 in 2023. The annual deductible for all Medicare Part B beneficiaries was $226 in 2023, and with an increase of $7, the deductible for 2024 will be $240.

 

Medicare Open Enrollment for 2024 began on October 15, 2023 and ends on December 7, 2023. During this time, people eligible for Medicare compare 2024 coverage options between Original Medicare, and Medicare Advantage, and Part D prescription drug plans. In addition to the premiums and cost sharing information for 2024 Medicare Advantage and Part D plans, the Fee-for-Service Medicare premiums and cost sharing information was released to  enable people with Medicare to understand their Medicare coverage options for 2024.  Medicare health and drug plan costs and covered benefits can change from year to year, so people with Medicare should look at their coverage choices annually and decide on the options that best meet their health needs. 

 

Indeed Insurance is a non-government insurance agency who is available to answer your questions about plans in your area. To schedule a 1-on-1 phone appointment with a professional Licensed Agent located in the United States, visit www.IndeedInsurance.com or call 602.993.1122.